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Scorti-Samuel

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   What's the meaning of Scorti-Samuel ? How the name came to be! I loved to play ⚽ at my leisure time. There was so much energy, the youthful drive!, and the opportunity to play. It was pure grace. I started playing as early as age 5, even joining school's soccer team. When I first started learning to play the basics, I would lose goals on attempt and then school team mates would rather jokingly say "he can't score" Literally in their native pronunciation it would be "oh score ti?" It was born out of the chantings that I couldn't just score. I took on the challenge to use their downing name to making sure I got better as a person, they Literally gave me the starting that I needed of Which I truly now appreciate. All the challenge had now brought out a focused youth or young lad going for the goal.  I would basically attend many trainings just to get better. Soon I had scored my first team goal in this new team I had recently being teemed with from a...
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Financial Freedom Blueprint


 Financial Fundamentals

1. Net Worth Calculation: Assets - Liabilities

2. Cash Flow Management: Income - Expenses

3. Emergency Fund: 3-6 months' expenses


II. Budgeting Strategies

1. 50/30/20 Rule: Allocate income

2. Zero-Based Budgeting: Assign purpose to every dollar

3. Envelope System: Visualize expenses


III. Debt Elimination

1. Debt Snowball: Pay off smallest debts first

2. Debt Avalanche: Tackle high-interest debts first

3. Debt Consolidation: Simplify payments


IV. Investing

1. Compound Interest: Let time work for you

2. Diversification: Spread risk across assets

3. Retirement Accounts: Utilize 401(k), IRA, Roth IRA


V. Wealth Building

1. Multiple Income Streams: Diversify earnings

2. Passive Income: Generate wealth without active work

3. Long-Term Growth: Focus on sustainable wealth


VI. Financial Planning

1. Goal Setting: Define financial objectives

2. Risk Management: Protect assets and income

3. Tax Optimization: Minimize tax liability


VII. Mindset and Discipline

1. Financial Literacy: Educate yourself

2. Patience and Persistence: Stay committed

3. Avoid Lifestyle Inflation: Live below means.

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