Scorti-Samuel Official Blog

  Insurance  Using an insurance policy generally involves two main actions: maintaining the policy by paying premiums and filing a claim when a covered event occurs. The specific steps vary depending on the type of insurance, such as health, auto, or life.   When you need to use your insurance When an incident or loss happens, follow these general steps:   Gather documentation.  Collect all relevant information and evidence related to the event. For example, after a car accident, you would gather details from the scene and take photos of the damage. For a medical visit, you'll need your insurance card. Contact your insurer.  Notify your insurance company as soon as safely possible. Your policy documents or insurance card should include contact details for their claims department. Review your policy.  Confirm that the specific event or loss is covered under your policy and understand your deductible, which is the amount you must pay out-of-pocket before...